Quickly access up to $250k


Light Doc – CashFlow Loan Program

    Do you need a business loan? Have a timesensitive capital need?
    We have the perfect solution if you have recently been turned down for a business loan due to less than perfect credit.

    Overview:

    • Loan Amounts from $20,000 to $250,000
    • Fixed Payments
    • Fixed Terms
    • No industry restrictions
    • No restrictions on use of funds

    Minimal Requirements:

    • Must be in business minimum two years
    • Must have at least $20K in monthly sales
    • Must have past year gross revenue of $250K+
    • Principal of company must have at least a 580 FICO

    Q&A

    Q:Can I still qualify for a cashflow loan if my business does not accept credit cards? A: YES!

    Q:Is this a Merchant Cash Advance, based on my credit card sales? A: NO, this is a short term business loan based off your business’ gross monthly sales

    Q:How long do I have to pay back the loan? A: It depends on the amount you are approved for, in most cases from 6 months to 18 months

    Q:How is the money paid back? A: Via your daily cashflow. Fixed daily or weekly payments

    Q:Will I be required to put up any collateral such as my inventory or equipment? A: NO, this is unsecured.

    PRC TRADITIONAL LOAN PROGRAMS

    Loan Programs: 600 Fico Min. Required

    Product Details Starter Loans Working Capital
    Loan Size
    • $2,000 to $50,000
    • Up to $25,000 for start ups
    • $50,000 to $250,000
    Target Market
    • Arizona and Nevada
    • Arizona and Nevada
    Years In Business
    • Start-up Businesses allowed
    • No non-profits eligible with exception of child care centers
    • Existing businesses operating for a minimum of 24 months
    Loan Terms
    • Up to 5 Years
    • Up to 7 Years
    Amortization
    • Up to 10 Years
    • Up to 20 years dependent on risk and collateral
    Interest Rate
    • Fixed
    • Fully amortized
    • Loans < $10M - up to 11.75%
    • Loans > $10M – up to 11%
    • Fixed
    • Fully amortized
    • Rates from 8-14%
    Collateral
    • Security interest in business assets
    • Equipment
    • Real Estate
    • Vehicles
    • Other Personal Property
    • Security interest in business assets
    • Equipment
    • Real Estate
    • Vehicles
    • Other Personal Property